The prepaid SIM card is an option for those who would not prefer to make a commitment to a carrier network. Several prepaid wireless companies now are providing prepaid SIM cards, which you bring in your personal cell phone, and allowing you to purchase a SIM card, and activate service without a second thought. Below are our top-rated phone carriers offering the best prepaid sim card USA of 2020.

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Almost all prices are susceptible to change so please check the service plan website for current information details.

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The 9 Best Prepaid SIM Card USA of 2020

Twigby – Highly Customizable

Unlike other MVNOs, Twigby gives its customers a chance to build their own phone plan with the add ons they require. The first thing they have to consider is how many minutes they want their plan to include. And if needed, they can purchase a data add-on package to the plan they have selected.

All voice packages come with unlimited domestic and global texting. All data packages include unlimited 2G data once the high-speed allotment gets used up. Free talk and text roaming on the Verizon network are also included.

Twigby also offers to Bring Your Own Phone options so you can keep your compatible device and phone number when you switch. You can quickly and easily check if your current phone is compatible by using Twigby’s compatibility checker.

Twigby is giving its new customers 25% off on their first 6 months of service and provides overage protection along with family phone plans to keep the whole family covered under the same account.

Twigby uses two networks to provide coverage, the Sprint network which is the primary network, and the Verizon network which runs only as a backup network for talk and text.

• $9.75 per month: Unlimited and Text
• $14.25 per month: Unlimited Talk, Text, and 1GB of LTE Data.
• $17.25 per month: Unlimited Talk, Text, and 2GB of LTE Data.
• $21.00 per month: Unlimited Talk, Text, and 3GB of LTE Data.
• $24.75 per month: Unlimited Talk, Text, and 5GB of LTE Data.
• $32.25 per month: Unlimited Talk, Text, and 10GB of LTE Data.

Tello Mobile – Most Affordable Prepaid Plans

Tello is known for its customizable plans that give you full control of your minutes, texts, and data. You can choose exactly how much you need of each to cut out things you don’t use to hopefully save some money.

Tello’s plans are all prepaid, so there are no contracts, no early termination fees, and no activation fees for its service.

All Tello’s plans include free calls to Canada, Mexico, and China, and mobile hotspot access with WiFi calling through their application at no extra cost, along with visual voicemail and unlimited 2G data. If you are not happy with your plan, you still can change it at any time.

After you select a plan with Tello, you’ll want to download their app to easily manage your account, which called “MyTello” you can find it in the Appstore or Play Store. With the app you can:

• Manage your account and see your account balance
• Upgrade or downgrade plans
• Add credit if you use pay-as-you-go
• Call over Wi-Fi

Tello uses Sprint’s network to provide service. So, before you decide to sign-up with Tello, you’ll want to be sure that the coverage is good in your area. They have a handy coverage map on their site and you can plug in your home address to see if the area is covered.

Tello allows you to bring your own phone or purchase one from them. To bring your own phone to Tello, just check if it’s compatible with the Bring Your Own Device page.

• $8 per month: Unlimited Talk and Text.
• $10 per month: Unlimited Talk, Text, and 1GB of LTE Data.
• $14 per month: Unlimited Talk, Text, and 2GB of LTE Data.
• $19 per month: Unlimited Talk, Text, and 4GB of LTE Data.
• $24 per month: Unlimited Talk, Text, and 6GB of LTE Data.
• $29 per month: Unlimited Talk, Text, and 8GB of LTE Data.
• $39 per month: Unlimited Talk, Text, and Unlimited LTE Data.

Mint Mobile – Bulk Savings

Mint Mobile is becoming a popular choice among MVNOs with a special twist on how you can buy service. Mint’s hook is that you can save big if you’re willing to pay for multiple months of service in advance, which can be 3 months, 6 months, or 12 months, with “buying in bulk” saving you more money in the long run.

Mint Mobile offers plans that start at just $15 per month with at least three-month commitment. All plans come with unlimited talk, and text, along with the choice of 2GB, 5GB, or 10GB of 4G LTE data. You can also use your data as a hotspot if you want to get another device connected like a laptop or tablet and if you need extra LTE data speeds during a month, you can easily get an additional 1GB for $10 or 3GB for $20.

Mint Mobile users get free calls to Mexico and Canada and have variable rates for other countries. Mint Mobile’s international data must be paid for individually at different rates depending on the country.

Mint Mobile operates on T-Mobile’s network, so your experience with Mint Mobile will heavily depend on how well T-Mobile works in your area. If you’re unsure how well T-Mobile works around you, Mint Mobile has a coverage map to check your area. Also mint works with any phone compatible with that network including most GSM phones. You can check your phone on Mint Mobile’s website to be sure.

• $15 per month: Unlimited Talk, Text, and 3GB of LTE Data. (price upfront is $45/month)
• $20 per month: Unlimited Talk, Text, and 8GB of LTE Data. (price upfront is $60/month)
• $25 per month: Unlimited Talk, Text, and 12GB of LTE Data. (price upfront is $75/month)

Ting Mobile – Pay Only for What You Use

Ting Wireless allows you to save hundreds on your cell phone bill by only requiring you to pay for what you use. Paying only for the talk, text, and data that you use is a great benefit to have instead of committing to a plan that charges high rates and fees each month.

The monthly cell phone bill varies based on usage and customers are not locked into a long-term contract. You start at $6 per line per month and use all of the talk minutes, text messages, and data you need.

Ting supports international coverage in a wide selection of countries. You can find international rates on their website. It also offers an international calling add-on to call 80 countries with your Ting plan. Learn more on their website.

Ting has the option to bring your own device, you just need to check if your device is compatible by entering its IMEI ID on twiggy’s Compatibility Checker.

Ting runs on T-Mobile, Sprint, and Verizon’s networks, so users can enjoy the same reliability of coverage as found on these carriers. (click here to check if your phone is compatible).

• Talk plans begin at $3 a month for 100 talk minutes and go up to $35 a month for 2,100 talk minutes
• Text plans begin at 100 text messages for $3/month and increase to 4,800 text messages for $11 a month.
• Data plans begin at 100MB for $3 a month and go up to 2GB for $20 a month then $10 per additional GB.

Gen Mobile – Best Value for Money

Gen Mobile is a prepaid carrier that runs on the Sprint network. They focus on simple plans that offer cost savings, rather than the many add-ons that come with other plans. Gen Mobile aims to provide quality cell phone service for affordable prices. All plans are $25 per month or less, and several Gen Mobile plans offer unlimited international text messaging.

Gen Mobile has six affordable phone plans ranging from $5-$25/month available with various international calling and texting options, high-speed data from Sprint’s 4G LTE network, and mobile hotspot use.

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Any plan over $15 includes unlimited calling to 100 countries. The $5 per month plan offers no talk or data, but unlimited text messaging. The $25 per month plan offers unlimited talk and text, including international texting, and 3GB of 4G LTE data. The $15 per month plan comes with unlimited talk and text, including international texting, and 1GB of 4G LTE data.

Gen Mobile offer their plans in 3-month packages for additional savings, and they offer a referral program. Refer friends and you each receive $5 in account credit. Gen Mobile also has a 7-day money-back guarantee and there are no hidden costs. If you decided not to continue after your first 3 months, you will NOT be charged since there’s no contract!

• $10 per month: Unlimited Talk and Text.
• $10 per month: 100 Talk Minutes, Unlimited Text, and 1GB of LTE Data
• $15 per month: Unlimited Talk, Text, and 1GB of LTE Data.
• $20 per month: Unlimited Talk, Text, and 2GB of LTE Data.
• $25 per month: Unlimited Talk, Text, and 3GB of LTE Data.

Unreal Mobile – A Good Budget Choice

UNREAL Mobile is an MVNO that operates on the Sprint and AT&T network. Unreal Mobile gives you service on one of the two reliable major wireless networks at half the price or less. By offering three phone plans – 1 GB, 2 GB, or 5 GB of 4G LTE data.

Unreal Mobile plans start at $10 per month. You can customize your plan and its price depending on the cell services you need. For $10/month, you can get access to unlimited talk, text, and data plus 1GB of high-speed 4G LTE data. This is suitable for an extreme penny-pincher or someone who doesn’t use very much data during the month.

For $15/month, you can bump the cap up to 2GB, giving those who don’t use their phones all that often while on LTE a bit more flexibility. Finally, for $30/month, you can get 5GB of faster data speeds, providing those who regularly use their phone connected to LTE. The latter is the plan I’ve been testing.

Unreal Mobile runs off the Sprint CDMA network and recently expanded by partnering with AT&T. That means if you get decent coverage using either Sprint or AT&T (or their low-cost MVNO’s), you now have another option. Unreal Mobile SIM cards are available at Target, Best Buy, Amazon, and of course through the Unreal Mobile website.

• $15 per month: Unlimited Talk, Text, and 3GB of LTE Data.
• $20 per month: Unlimited Talk, Text, and 8GB of LTE Data.
• $25 per month: Unlimited Talk, Text, and 12GB of LTE Data.

Eco Mobile – Best for Light Use

Eco Mobile is an MVNO offering prepaid cell phone plans and was founded in 2012. Eco Mobile coverage is the same as you would expect with any of the big 4, as they are powered the Sprint, T-Mobile, Verizon 4G LTE network.

Eco’s a great carrier if you’re looking for great rates on international calling, with unlimited international calling available for free on plans that cost $30 per month and up. Eco Mobile offers Pay As You Go and Unlimited Calling plans.

Plans start at $20 for unlimited talk, text, and 100MB of data. Going up, 2GB of data, unlimited talk, text, and international calling is $30 per month. If you want a pay-as-you-go cell phone plan you’ll get service on the Sprint network. Minutes (domestic or international), texts, 4G data, and MMS are all available at piecemeal pricing. This way you can buy data only for mobile hotspots or tablets.

EcoMobile offers service on three of the major carrier’s networks, Verizon included, and you’re able to bring your own Verizon-compatible device. Smartphones, tablets, and data hotspots are all supported.

• $20 per month: Unlimited Talk, Text, and 100MB of LTE Data.
• $25 per month: Unlimited Talk, Text, and 500MB of LTE Data.
• $30 per month: Unlimited Talk, Text, and 2GB of LTE Data.
• $40 per month: Unlimited Talk, Text, and 4GB of LTE Data.
• $50 per month: Unlimited Talk, Text, and 6GB of LTE Data.
• $60 per month: Unlimited Talk, Text, and 8GB of LTE Data.

Black Wireless – Best Prepaid for General Users

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Black Wireless is an MVNO offering prepaid cell phone plans and was founded in 2011. Black Wireless coverage is the same as you would expect with any of the big 4, as they are powered the AT&T 4G LTE network.

Black Wireless currently offers 6 monthly phone plans. All of those phone plans can now be bought with multi-month discounts when purchased for either 6 or 12 months of service in advance. $15/month gets you 200 minutes or texts (or a combination of both), 200 international minutes with calling to landlines in a wide range of countries, and 500MB of 4G LTE data, with unlimited 2G data at 128Kbps.

$40/month gets you 22GB of 4G LTE with unlimited 2G data, unlimited talk, and text, and unlimited international calling (you can only dial up to 10 unique international phone numbers during a 30-day period).

Black Wireless is a great option if you need a lot of international calling minutes for countries like Canada, Mexico, and throughout Europe. Unlimited talk to over 65 countries is an incredible deal. Since you must bring your own device you won’t get roped into expensive monthly phone payments with this carrier. Plan options are flexible, especially for those who don’t need a huge amount of high-speed data.

• $20 per month: Unlimited Talk, Text, and 1GB of LTE Data.
• $24 per month: Unlimited Talk, Text, and 3GB of LTE Data.
• $30 per month: Unlimited Talk, Text, and 5GB of LTE Data.

ZIP SIM – Best for Travelers in The USA

ZIP SIM launched in November of 2012. It is an MVNO brand that runs on the T-Mobile network. The company focuses on offering temporary phone plans to those that are traveling internationally to the USA.

ZIP SIM offers short-term contracts that are targeted at travelers in the USA. All plans include unlimited nationwide U.S. calling, unlimited global texting while you’re in the U.S., along with unthrottled 4G LTE and hotspot tethering included at no additional cost.

Talk, Text and Data plans start at $20 for seven days of service and max out at 30 days of service for $40. This plan starts with 500MB and gains another 500MB for each seven day period added. There are also data-only plans available that are valid for 14 to 30 days and use T-Mobile’s nationwide 4G LTE network.

ZIP SIM SIM cards activate automatically once inserted into a phone generally with no input from the end-user required. Plans can be purchased in increments of 7, 14, 21, and 30 days. International calling is available as an add-on with rates starting at 1¢/minute.

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• $20 (Expire in 7 Days): Unlimited Talk, Text, and 500MB of Data.
• $30 (Expire in 14 Days): Unlimited Talk, Text, and 1GB of Data.
• $35 (Expire in 21 Days): Unlimited Talk, Text, and 1.5GB of Data.
• $40 (Expire in 30 Days): Unlimited Talk, Text, and 2GB of Data.

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These are the best prepaid sim card you can get in the US. We’ll update this list with new options once they launch.